MUDRA Loan Scheme 2026 – Apply Online for Business Loan up to ₹20 Lakh
Want to start your own business but don’t have money? Here is a powerful opportunity from the Government of India. The MUDRA Loan Scheme (Pradhan Mantri Mudra Yojana – PMMY) helps small business owners get easy loans without any collateral.
Through this scheme, you can get financial support to start or expand your business — whether it is a shop, service, or small industry.
What is MUDRA Scheme?
MUDRA (Micro Units Development & Refinance Agency Ltd.) is a government initiative launched to support small and micro businesses in India. The main aim is to provide financial help to those who are usually unable to get loans from big banks.
👉 Under this scheme, loans are provided through banks, NBFCs, and microfinance institutions to help businesses grow.
Loan Amount Details
Under the MUDRA scheme, you can get a loan up to:
- ✅ ₹50,000 (Shishu – for new businesses)
- ✅ ₹50,000 to ₹5 lakh (Kishore – for growing businesses)
- ✅ ₹5 lakh to ₹10 lakh (Tarun – for expansion)